Get the best mortgage rates.

We find in less than 24 hours the mortgage for your needs in the best conditions and all in a single application.

I want to purchase / renew / refinance

Your Multi-Prêts broker = Over 25 financial partners

We negotiate for you with more than 25 financial partners including the largest banks, caisses and financial institutions in Canada to find the best rates on the market and in the best conditions as well as to obtain quick mortgage pre-approvals.

Get your rate

The advantages of Multi-Prêts

Savings

We have a thorough knowledge of the market, which allows us to intensively negotiate for you the most favorable and cheapest mortgage loan, compared to banks or financial institutions, which are forced to offer you only their products, allowing you to make significant financial savings.

Lowest rate

Due to the high volume of mortgages generated (over 44 billion), Multi-Prêts has access to the best rates in the market. At the same time, we have access to a wide range of rates offered and promoted by a number of banks and institutions. For you, we locate the best pricing.

100% free

Mortgage brokers provide entirely free services to you. There are no hidden costs or commissions. Indeed, the broker is compensated for marketing mortgage products by banks and financial institutions. As a result, we provide our services at no cost.

Saving time

To receive the best rate, you won’t have to meet with a bunch of banks and financial institutions and submit a thousand paperwork. Your broker will handle all follow-ups, keep you updated on any changes to your file, and draft all essential documentation and contracts. Procedures are simplified, and you save a lot of time.

Discover the services offered by our Multi-Prêts brokers.

Pre-approval

If you want to buy a house and start your search, it is important to get pre-approved for a mortgage so that you can make an offer to purchase.

Learn more

Pre-qualification

Pre-qualification for a mortgage is a crucial estimate that confirms your borrowing capability.It is essential to show your credibility to your seller.

Learn more

Purchase

It doesn’t matter if it’s for the acquisition of a primary or secondary residence. Multi-prêts hypothèque will help you obtain the best financing conditions that apply to your situation.

Learn more

Renewal

Your mortgage is coming due. Your financial institution has made you a renewal offer and you want to see if it is competitive. Let our team help you.

Learn more

Refinancing

Multi-Prêts recherche pour vous la meilleure solution de refinancement. Tous les éléments qui déterminent le coût, tels que l’évaluation, la remise en argent et les frais de notaire, sont calculés pour vous.

Learn more

Get the best mortgage conditions for your situation

Here's why Multi-Prêts brokers are different from other brokers

Expertise

Our mortgage brokers are market experts that are educated to recognize your true needs and respond fast.

Time is money

You will obtain proposals from numerous financial institutions in a single request thanks to your Multi-Prêts mortgage broker. You won’t have to meet with a bunch of different lenders and give a thousand different documents for each one. Everything is handled by your broker.

Putting money aside

To begin with, a mortgage broker’s services are completely free. He or she not only negotiates the most favorable and least expensive mortgage for you (in comparison to the banks), but also provides you with a variety of other services to help you save or increase your money.

Hours are extremely flexible

We are accessible seven days a week to meet with you at our repentigny’s office or at your home.

Multi-Prêts, your financial associate

On a daily basis, our mortgage brokers communicate with over 25 different financial partners across Canada (banks, caisses, insurance companies, and so on). We are continually on the lookout for market changes and deals that may be of interest to our clients. Our extensive network of partners also enables us to find you the best mortgage terms and rates by comparing offers from a number of different banks at the same time, some of which you may not have direct access to.

Why refinance ?

If you have paid off enough on your loan, you can refinance your home to get money for big expenses. For example, if you need to renovate or pay tuition for your children or yourself, this may be the answer to your problems.

When should you refinance?

In most cases, the optimum time to refinance is at the conclusion of the term to avoid paying a penalty on top of additional expenses, although this isn’t always the case.

What is the process of refinancing?

You can borrow up to 80% of the value of your home if you refinance, minus the amount you still owe on it. For example, if your home is currently valued at $600,000, you might borrow up to $480,000, or 80% of its value.

Multi-Prêts offers you very low rates

Due to the high amount of loans (over 44 billion mortgages), Multi-Prêts has simultaneous access to a variety of rates provided by several banks and financial institutions. Unlike the advisors of banks and financial institutions, who only offer their own products, this allows us to find the best rates among a wide selection. You then have access to a variety of financial lenders, some of whom only accept applications through mortgage brokers, allowing you to assess all available opportunities.

In addition, Multi-Prêts mortgage brokers have in-depth market knowledge, allowing them to advise you on how to get the lowest mortgage rate. In addition, we answer all your questions to facilitate your decision-making (fixed or variable rate, long or short term, etc.).

Here's why Multi-Prêts brokers are different from other brokers

Expertise

Our mortgage brokers are market experts that are educated to recognize your true needs and respond fast.

Time is money

You will obtain proposals from numerous financial institutions in a single request thanks to your Multi-Prêts mortgage broker. You won’t have to meet with a bunch of different lenders and give a thousand different documents for each one. Everything is handled by your broker.

Putting money aside

To begin with, a mortgage broker’s services are completely free. He or she not only negotiates the most favorable and least expensive mortgage for you (in comparison to the banks), but also provides you with a variety of other services to help you save or increase your money.

Hours are extremely flexible

We are accessible seven days a week to meet with you at our repentigny’s office or at your home.
Multi-Prêts, your financial associate
Multi-Prêts, your financial associate

On a daily basis, our mortgage brokers communicate with over 25 different financial partners across Canada (banks, caisses, insurance companies, and so on). We are continually on the lookout for market changes and deals that may be of interest to our clients. Our extensive network of partners also enables us to find you the best mortgage terms and rates by comparing offers from a number of different banks at the same time, some of which you may not have direct access to.

The partner financial institutions we work with
- ADAP-T / CML
- B2B Banking
- Fair Trade Bank
- Manulife Bank
- Caisses Populaires Desjardins
- Canada Guaranty
- CHIP – Home Income Plan
- CMHC / CMHC
- Multi-Plane
- Pentor
- PeoplesTrust
- SecurFinance
- Simplici-T
- TD Canada Trust
- CTF
- Unik Financing
- Haventree Financial
- FNF
- SAGEN / Genworth Financial
- Home Trust
- MCAP
- Merix Financial – Lendwise
- HomeEquity Bank
- National Bank
- Scotiabank
- Laurentian Bank
- Equitable Bank
Multi-prets in Repentigny allows you to obtain the best mortgage conditions adapted to your situation

Why refinance ?

If you have paid off enough on your loan, you can refinance your home to get money for big expenses. For example, if you need to renovate or pay tuition for your children or yourself, this may be the answer to your problems.

When should you refinance?

In most cases, the optimum time to refinance is at the conclusion of the term to avoid paying a penalty on top of additional expenses, although this isn’t always the case.

What is the process of refinancing?

You can borrow up to 80% of the value of your home if you refinance, minus the amount you still owe on it. For example, if your home is currently valued at $600,000, you might borrow up to $480,000, or 80% of its value.
Multi-Prêts offers you very low rates

Due to the high amount of loans (over 44 billion mortgages), Multi-Prêts has simultaneous access to a variety of rates provided by several banks and financial institutions. Unlike the advisors of banks and financial institutions, who only offer their own products, this allows us to find the best rates among a wide selection. You then have access to a variety of financial lenders, some of whom only accept applications through mortgage brokers, allowing you to assess all available opportunities.

In addition, Multi-Prêts mortgage brokers have in-depth market knowledge, allowing them to advise you on how to get the lowest mortgage rate. In addition, we answer all your questions to facilitate your decision-making (fixed or variable rate, long or short term, etc.).

A Multi-Prêts broker to get the best rate!

For 40 years, Multi-Prêts:
- quickly pre-approves you for a mortgage loan ;
- helps you get the best mortgage rate on the market;
- advises you on the type of rate (fixed or variable?), the amortization period (for example: 10, 20 or 30 years?) and the term (for example: 3, 5 or 10 years?);
- explains the different mortgage products currently available;
- gives you access to various online tools to help you in your search;
- and much more.
Why use a mortgage broker instead of a bank?

The advantage of a broker over a bank is incredible. The broker negotiates the best rates for you and gets you rate discounts without you having to negotiate with each financial institution. Whether it’s for a pre-approval, a renewal, or the refinancing of your home or condo, Your Multi-Prêts mortgage broker will locate the mortgage products that are right for you based on your needs and financial status. He will also negotiate with several banks and financial organizations to save you money as much as feasible.
What is a mortgage broker's purpose?

Your mortgage broker will work for you for free to find you the best mortgage rate possible depending on your circumstances.
He or she is available and responsive, and can help you in a variety of ways, including obtaining a mortgage pre-approval so you know how much you may borrow;
calculating the amount of your mortgage payments and your down payment on a home;
Creating a budget that takes into consideration all of the expenditures connected with buying a property;
Investigating programs and incentives that may make the buying of your home easier;
Searching for the most beneficial mortgage based on your circumstances, needs, and market trends.

During your real estate search, your Multi-Prêts mortgage broker can also arrange a rate guarantee at no cost to you to protect you from mortgage rate rises.
Is there charge for the services of a mortgage broker?

Do you want to be able to explore all of your alternatives by having access to a variety of financial lenders, some of whom only accept applications from mortgage brokers? Do you want to ensure that, based on your current financial status and credit history, you are obtaining the finest terms available?
Would you like expert guidance to ensure that you choose a product that is right for you and a financial institution that is right for you? Working with a mortgage broker is the best method to reach your goals if you answered yes to one or more of these questions.
You will benefit from the services for free of a mortgage broker whether you are purchasing your first house, a second home, or a rental property. You will have all of the odds on your side to get the greatest mortgage rates, in addition to receiving specialized guidance that simplifies all of your procedures.

The banking institutions with whom our Multi-Prêts mortgage brokers work reimburse them. They do not operate on commission; their pay is based on the quantity of money borrowed. No broker wants you to sign a mortgage that is more expensive than another. As a result, you can rest assured that you’ll obtain the greatest mortgage rate when you work with us.
As you can see, openness is always our top priority. Our goal is to provide you with as much information as possible so that you can make an informed decision and select the mortgage formula that is best for you while avoiding fines.
Why experienced mortgage brokers?

A mortgage broker, often known as a mortgage agent, is a person who acts as a middleman between you and mortgage lenders (banks, private lenders, etc.). They are the most knowledgeable person to assist you in your search for a mortgage loan, its renewal, and refinancing thanks to their expertise, resources, and financial partners. As a result, the mortgage broker should be contacted for any of your mortgage-related needs.

Why a Multi-Prêts mortgage broker in Repentigny?

With Yves St-Denis, Multi-Prêts mortgage broker in Repentigny, you benefit from a fast and efficient service to get the best rates from more than 25 financial institutions in Canada. Yves St-Denis has nearly 20 years of experience in mortgage brokerage. Thanks to his experience and his extensive knowledge of the mortgage market, he will be able to find the best rate for your needs.

A Multi-Prêts broker in Repentigny to get the best rate!

In a few figures, Repetigny and surrounding areas

The city of Repentigny located in Montreal’s north shore is drawing an increasing number of people, owing to its welcoming living environment, public transportation accessibility to its attractions, and closeness to three major highways (25, 440 and 640).

Here are some numbers from 2021 on the number of real estate transactions in the region.
Montreal: 20,108
Repentigny: 1,274
Why should you contact your Repentigny mortgage broker?

Our mortgage brokers in Repentigny have extensive knowledge of the local market and are thus in the ideal position to provide you with sound assistance while shopping for a mortgage. They are continually on the watch for market changes and trends, making them the finest allies when it comes to optimizing the value of your loan, whether it is renewed or refinanced.

The average household income in the surrounding cities is as follows:
$76,614 in Montreal
$91,464 in Repentigny

Yves St-Denis

Quick online request

Simply fill out this form and receive the best offers with the best rates and conditions in less than 24 hours tailored to your situation.

Get the best mortgage rates.

We find in less than 24 hours the mortgage for your needs in the best conditions and all in a single application.

Your Multi-Prêts broker = Over 25 financial partners

The advantages of Multi-Prêts

Savings

Lowest rate

100% free

Saving time

Discover the services offered by our Multi-Prêts brokers.

Pre-approval

Pre-qualification

Purchase

Renewal

Refinancing